Cash flow refers to the movement of money into and out of a business over a specific period. It measures liquidity rather than profitability.
B2B sales (business-to-business sales) refer to transactions where one company sells products or services to another company.
An interest rate is the percentage charged on borrowed money or earned on deposited funds over a specific period.
A line of credit is a flexible financing arrangement that allows a borrower to access funds up to a set limit on an ongoing basis.
A merchant cash advance (MCA) is a financing arrangement where a business receives upfront capital in exchange for a percentage of future sales.
Inventory financing is a type of short-term funding that allows businesses to borrow money using inventory as collateral.
A credit line is a flexible borrowing arrangement that allows a business to access funds up to a predetermined limit.
A Small Business Loan (SBA) is a business loan partially guaranteed by the U.S. Small Business Administration (SBA).
A business loan is a financing arrangement in which a lender provides capital to a company for operational or growth purposes.
Loan terms are the specific conditions that define how a loan must be repaid.
APY (Annual Percentage Yield) is the total amount of interest earned or paid on a financial product over one year, including the effect of compounding.
Credit card APY (Annual Percentage Yield) represents the effective annual cost of carrying a balance on a credit card, including compounding interest.
Business credit refers to a company’s ability to borrow money or secure financing based on its own financial track record.
Buy Now Pay Later (BNPL) is a short-term financing option that allows customers to split purchases into fixed installments over time.
Net-30 payment is a trade credit term that requires a buyer to pay an invoice in full within 30 days of the invoice date.
