Credit Key Closes $90M in Growth Capital to Scale B2B Payments Platform.  Read the press release ➔
Credit Key Closes $90M in Growth Capital
‍Read the press release ➔

Glossary of credit terms

Credit Terms A to Z

A
B
C
D
E
F
G
H
I
j
k
l
m
n
o
p
q
r
s
t
u
v
w
x
y
z

A

Cash Flow

Cash flow refers to the movement of money into and out of a business over a specific period. It measures liquidity rather than profitability.

Learn more

B2B Sales

B2B sales (business-to-business sales) refer to transactions where one company sells products or services to another company.

Learn more

Interest Rate

An interest rate is the percentage charged on borrowed money or earned on deposited funds over a specific period.

Learn more

Line of Credit

A line of credit is a flexible financing arrangement that allows a borrower to access funds up to a set limit on an ongoing basis.

Learn more

Merchant Cash Advance

A merchant cash advance (MCA) is a financing arrangement where a business receives upfront capital in exchange for a percentage of future sales.

Learn more

Inventory Financing

Inventory financing is a type of short-term funding that allows businesses to borrow money using inventory as collateral.

Learn more

Credit Line

A credit line is a flexible borrowing arrangement that allows a business to access funds up to a predetermined limit.

Learn more

Small Business Loan (SBA)

A Small Business Loan (SBA) is a business loan partially guaranteed by the U.S. Small Business Administration (SBA).

Learn more

Business Loan

A business loan is a financing arrangement in which a lender provides capital to a company for operational or growth purposes.

Learn more

Loan Terms

Loan terms are the specific conditions that define how a loan must be repaid.

Learn more

APY

APY (Annual Percentage Yield) is the total amount of interest earned or paid on a financial product over one year, including the effect of compounding.

Learn more

Credit Card APY

Credit card APY (Annual Percentage Yield) represents the effective annual cost of carrying a balance on a credit card, including compounding interest.

Learn more

Business Credit

Business credit refers to a company’s ability to borrow money or secure financing based on its own financial track record.

Learn more

Buy Now Pay Later (BNPL)

Buy Now Pay Later (BNPL) is a short-term financing option that allows customers to split purchases into fixed installments over time.

Learn more

Net-30 Payment

Net-30 payment is a trade credit term that requires a buyer to pay an invoice in full within 30 days of the invoice date.

Learn more
Request demo
For Merchants
For Borrowers
Resources
Company
© YEAR Credit Key.  All rights reserved. | Snap Credit, Inc. | NMLS ID: 2162273 | Privacy policy | Lead Bank privacy policy | Terms of service

Credit Key is not a bank. Certain business-purpose loans made by Lead Bank and subject to credit approval.  Personal guaranty may be required. Borrower must be a valid business in good standing. Fees vary based on loan amount. This card is issued by Sutton Bank, Member FDIC, pursuant to license by Mastercard.
*Instant credit decision not guaranteed
© 2024 Credit Key.  All rights reserved. | Snap Credit, Inc. | NMLS ID: 2162273 | Privacy policy | Lead Bank privacy policy | Terms of service

Credit Key is not a bank. Certain business-purpose loans made by Lead Bank and subject to credit approval.  Personal guaranty may be required. Borrower must be a valid business in good standing. Fees vary based on loan amount. The Credit Key Prepaid Mastercard® is issued by Sutton Bank, Member FDIC, pursuant to license by Mastercard.
*Instant credit decision not guaranteed