Introducing Enterprise Net Terms from Credit Key!  Net 30 now available for all business segments—from sole proprietors to enterprise brands. Learn more ➔
Introducing Enterprise Net Terms from Credit Key! Learn more ➔

Say goodbye to the long, arduous process of getting your customers approved for terms

Digitize and streamline your application and approval process by outsourcing your Net 30 program to Credit Key

Man smiling at laptop screen using Credit Key Net 30

While extending terms is crucial to your success, it’s not your core business.

Approvals, underwriting, and risk management divert time and resources from your priorities.

That’s where we come in.

You need a reliable cash flow to grow your business. But until now, you’ve had to wait weeks for customers to pay invoices.  With Credit Key, you can offer Net 30 terms or Buy Now, Pay Later to your customers—and we’ll pay you within 48 hours. And with cash on hand after each sale, you can reinvest in inventory, sell to more customers, and scale your business more quickly.

Screen in Credit Key portal showing order confirmation
Computer screen showing Credit Key application approval message

How it works


Your customer fills out an online application leveraging the their existing payment history with your business


They receive a fast credit decision and can begin making purchases right away in their preferred channel: online, in-store, or over the phone


You get paid within 48 hours while Credit Key handles all of the risk and collections

Trusted by over 450+ leading merchants