Offering payment flexibility in your retail locations is a breeze

Empower your customers to buy what they need at the point of sale with in-store flexible payment options. Customers receive an instant credit decision* and once approved, new purchases are as fast in person as they are online.

With more purchasing power, your customers can get what they need on the spot without a second thought — increasing your average order value and revenue.

There are a couple of ways you can leverage Credit Key at your in-store locations. Here's how it works:

Full POS integration

Credit Key can integrate with your existing POS platform to provide a seamless experience for your sales reps and the customer. Both enjoy an effortless, streamlined process without any paperwork or excessive data entry.

1

Customers apply for a line of credit via a custom QR code on in-store signage or can be pre-approved before visiting the store

2

Sales reps choose Credit Key as the payment method at the checkout counter where the order is placed onto the customers Credit Key account in seconds

3

Customer has the ability to manage their orders and change terms after they leave the store via Credit Key’s borrower portal while you get paid in full within 48 hours of the purchase

Tablet showing Credit Key full POS integration
Phone using tap to pay functionality to pay with Credit Key using no integration in-store option

No integration

Customers receive an instant credit decision while in your store and can purchase what they need on the spot with the same ease as using a credit card.

The sale is processed over existing credit card networks without the need to integrate — saving you time and resources for even faster time to value.

1

Customers apply for a line of credit via a custom QR code on in-store signage or can be pre-approved before arriving

2

Upon approval, they instantly receive a digital card on their mobile phone which they use to pay at checkout just as they would a traditional credit card

3

Customer has the ability to manage their order and change terms after they leave the store via Credit Key’s borrower portal while you get paid in full within 48 hours of the purchase

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