Introducing Enterprise Net Terms from Credit Key!  Net 30 now available for all business segments—from sole proprietors to enterprise brands. Learn more ➔
Introducing Enterprise Net Terms from Credit Key! Learn more ➔

Boost revenue and grow your business

Unparalleled payment flexibility across all B2B sales channels

Customers buy more when they have instant access to capital and flexible payment options. Increase conversions and simplify the B2B purchase process by enabling your customers to buy now and pay over time with term options from Net 30 up to 12 months.

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Trusted by top brands

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The only solution on the market providing flexible payment terms at the point of sale across all B2B sales channels, for all of your customer segments—from sole proprietors to enterprise brands.


Diagram showing all B2B customer segments that Credit Key serves


(Payment terms up to 12 months)

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Drive revenue  

We provide instant access to business credit that your customers can pay back over time which increases their purchasing power and drives your bottom line. You'll increase conversions, average order value, and order frequency by making it easier for businesses to purchase from you.

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Streamline cash flow

You need a reliable cash flow to grow your business. But until now, you’ve had to wait weeks for customers to pay invoices. With Credit Key, you can offer Net 30 terms or extended payment terms to your customers—and we’ll pay you within 48 hours. With cash on hand after each sale, you can reinvest in inventory, sell to more customers, and scale your business more quickly.

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Save time and eliminate risk

While extending terms is crucial to your success, it diverts time and resources from your core business. That’s where we come in. We take on 100% of the risk, mitigate the risk of fraudulent customers, and handle the entire lending process—no more headaches over approvals, collections, and lengthy paperwork.

The leading Net Terms and Pay Over Time solution for B2B
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Credit Key has been a valuable collaboration for us as they are easy to work with and provided an engaging level of support throughout the launch process. They were top-notch.

Patrick Lord, Senior Manager, B2B eCommerce  

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Looking to fund a purchase via Credit Key? Find out more here

Why Credit Key?

Existing solutions fall short of expectations. B2B buyers are faced with limiting, outdated options:

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In-house trade credit

Low approval rates
Limited availability

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Credit cards

Not flexible
High interest rates
Limited maximums

Stack of paperwork representing the onerous application process of traditional business financing

Traditional business financing

Onerous application process
High interest rates
Low approval rates

Credit Key is a transformative alternative to in-house trade credit, credit cards, and traditional traditional business financing that customers love to use. Hundreds of merchants offer Credit Key to meet the rising demands of modern B2B buyers with a streamlined, omnichannel experience.

The cover of The Ultimate Guide to B2B Payment Solutions document

The Ultimate Guide to B2B Payment Solutions

  • See a digestible breakdown of in-house credit programs, credit management, Buy Now Pay later solutions, and equipment financing.
  • Learn the buyer preferences and financial benefits related to each of the main payment options available today.
  • Unlock step-by-step instructions to finding the best payment option for your business.
Loved by hundreds of merchants. Trusted by thousands of borrowers.

Credit Key is revolutionizing the traditionally long and cumbersome business financing process with innovative solutions that drive business growth for merchant partners and customers alike.

Expand the purchasing power of your customers to drive revenue and grow your business.

Many of your customers simply don’t have the capital or payment options they need to purchase more from you.

With Credit Key, you can offer net terms or pay over time to your customers so they can pay on the timeline they choose while you get paid within 48 hours.

Credit Key merchant partners report:

  • More conversions
  • Higher average order value
  • Increased customer satisfaction and loyalty
  • And ultimately, more revenue.
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